Just arrived in the UK and need a credit card?
Your credit history doesn't need to stay behind when you move to a new country. We can help you to use it in your new home.
How we can help
Keep your credit history wherever you go
If you're new here, you won't have a UK credit history yet. But, with your permission, we can access your credit history in select countries, to help you apply for an ÍøÆØ³Ô¹Ï UK credit card. Credit is subject to status. Representative 29.9% APR (variable).
Make the most of your ÍøÆØ³Ô¹Ï relationship
If you’re an ÍøÆØ³Ô¹Ï Premier customer, anywhere in the world, we'll make sure your history with us doesn’t get left behind when you move.
That way, when it comes to applying for a credit card, your relationship with ÍøÆØ³Ô¹Ï will help to get you a limit that's appropriate for you.[@international-credit-report]
Ready to start your UK credit journey? Here are your options
Not an ÍøÆØ³Ô¹Ï UK customer?
If you’re not yet an ÍøÆØ³Ô¹Ï customer, and you live in the UK, you can apply for a Balance Transfer or Purchase Plus credit card. The maximum limit you could be offered is £1,000. Higher limits are available to ÍøÆØ³Ô¹Ï current account customers.
Become an ÍøÆØ³Ô¹Ï UK customer
Customers who open an ÍøÆØ³Ô¹Ï current account first can then choose from a range of ÍøÆØ³Ô¹Ï credit cards.
Not yet in the UK? No problem, you can still open a UK current account from outside the UK or EU.
Already in the UK or EU? Explore our current accounts.
Already an ÍøÆØ³Ô¹Ï UK customer?
If you are already an ÍøÆØ³Ô¹Ï UK customer and you live in the UK, you can apply for a card right away.
Frequently asked questions
Please refer to our full list of Frequently Asked Questions for further guidance.
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Get a smooth start in your new location, with our support for your international banking needs.